1,000 Reward Points for at least 5 transactions of INR 1000 or more
8,000 Reward Points on annual spends of INR 2.5 Lakhs
Plus 8,000 Reward Points after annual spend of INR 4 Lakhs
15 times a year BookMyShow 10% Discount Max INR 100 per transaction
Welcome benefits with 12,000 Reward Points
UPI Rewards
No UPI Rewards
Domestic Lounges
Free Visit up to 1 visit per quarter
International Lounges
No
Fuel Surcharge Waiver
No Fuel Surcharges on transaction between INR 500 and INR 4,000. Waiver of maximum INR 100
Insurance Benefits
No Insurance Benefits
Golf
No Benefits of Golf
Movie And Dining
10% Discount upto INR 100 on movie booking on BookMyShow, 15 times in a year.
Redemption Process
To Redeem Reward for air travel, shopping vouchers, hotels please check this website
Targeted to
Salaried Professional
Self-Employed Professional
Fee
Joining Fee
INR 3,000 and Taxes
Renewal Fee
INR 3,000 and Taxes
Fee Waiving
N/A
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Forex Markup
3.5%
Cash Advance Charges
2.5% of the amount or ₹500, whichever is higher
Reward Redemption Fee
INR 99 + GST
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Interest Rates
3.4% per month for cash withdrawal and purchases
Cash Withdrawal Fee
2.5% of the cash amount withdrawn (Minimum Rs. 500/-)
Over Limit Penalty
INR 600
Card Replacement Fee
INR 100
Min. Repayment Amount
5% of the total outstanding amount
Late Payment Fee
15% of Total Amount Due (minimum Rs. 50/-, maximum Rs. 1,500/-) Total Amount Due (Rs) Late Payment Fee (Rs) Less than 100 0 100 - 499 100 500 - 4,999 500 5,000 - 9,999 750 10,000 - 24,999 900 25,000 - 49,999 1,000 50,000 and above 1,300
Reward Points Cap
No Cap
Cash Advance Limit
Up to 30% of the credit limit
Pros
High Rewards When You Spend Online
Domestic Lounge Complimentary Access
Waiver of Fuel Surcharge
Mentioned in other rewards section
Cons
No access to International Lounge
Fee applicable for Reward Redemption
No air miles or golf benefits
Welcome Benefits
12,000 Reward Points on making first transaction within 30 days of card approval.
How to Apply
You need to download the MoneyTap App in order to apply for the card.
And need to have Pan Card, Aadhar Card, Income Proof and Recent Passport Size Photo.
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