You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining. 1 reward point for every INR 50 spent, 5X rewards on top 2 spend categories with one card feature.
Offline
You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining. You can get 0.4% cashback on all other spends.
Max Savings
3000
Other Rewards
1. You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI.
2. Your earned reward points never expire with One Card feature.
UPI Rewards
You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining. You can get 0.4% cashback on all other spends. You can get assured cashback on all UPI and credit card spends.
Domestic Lounges
Not Applicable
International Lounges
Not Applicable
Fuel Surcharge Waiver
You can get surcharge waiver on the purchase of fuel between INR 400 - INR 3000 and INR 10 up to the purchase of INR 400.
Insurance Benefits
Not Applicable
Reward Rate
You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining. 1 reward point for every INR 50 spent, 5X rewards on top 2 spend categories with one card feature. You can get 0.4% cashback on all other spends.
Golf
Not Applicable
Movie And Dining
You can get the benefit of flat 2% cashback if Dining is chosen as the category of choice.
Brand Rewards
You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Amazon
You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Flipkart
You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Swiggy
You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Zomato
Redemption Process
Rewards are visible and redeemable in the Jupiter app with no additional fees or cryptic points systems.
Fee
Joining Fee
NIL
Renewal Fee
NIL
Fee Waiving
NIL
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Forex Markup
3.5%
Cash Advance Charges
2.5% to 3.5% per month
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Interest Rates
3.5%
Over Limit Penalty
NIL
Card Replacement Fee
INR 249
Min. Repayment Amount
Higher of INR 500 or 5% of the due amount
Late Payment Fee
2% of the amount due, subject to a minimum of INR 100 2.5% of the amount due, subject to a maximum of INR 1,000.
Pros
1. It is a lifetime free card, so you do not have to pay any joining fee.
2. You can get flat 2% cashback on the category of choice between Travel, Shopping, and
Dining.
3. You can get 0.4% cashback on all other spends.
4. Credit card payments are connected to the UPI payments.
5. You can get a welcome voucher of worth INR 250 on your first payment through UPI.
6. You do not need to pay charges for over limit.
7. You can get 5X rewards on the top 2 spend categories with One Card feature.
8. Your earned reward points never gets expired with One Card feature.
9. You can check your transparent and hassle-free cashback rewards in the Jupiter app.
10. Card is accepted all over India with RuPay and UPI.
Cons
1. Interest rates are high on purchase transaction at 3.5% per month.
2. Forex Markup Fee is high at 3.5% per international transaction.
3. Information on additional benefits like lounge access, insurance, and other perks are very limited.
4. Late Payment Fee can rise up to INR 1,000.
5. Card Replacement Fee is high at INR 249.
6. No Insurance benefit is given to cardholders.
Welcome Benefits
You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI.
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