| Card Name | Diamant Credit Card by ICICI Bank |
| Issuer | ICICI Bank |
| Other Names | Diamant Credit Card, Credit Card by ICICI Bank, ICICI Diamant Credit Card |
| Card Network | Master Card |
| Rewards | | Online | You will get 6 ICICI Reward Points for every INR 100 on all international spends. | | Offline | You will get 3 ICICI Reward Points for every INR 100 on all domestic spends. | | Min Savings | NIL | | Other Rewards | 1. You can get Gold membership of Taj Epicure Plus and Innercircle.
2. You can get membership of Club ITC Culinaire.
3. You can redeem ICICI Reward Points for luxury brands like Calvin Klein. Guess, Dunhill, Bvlgari, Paco Rabanne, Carrera, Ferrari, also for air miles and cash.
4. You can get gift vouchers from Debenhams, Nautica, Jack and Jones, Taj Hotels, Palaces and Resorts or even Toyota Corolla Altis. | | UPI Rewards | Not Applicable | | Domestic Lounges | Complimentary unlimited access to domestic airport lounge via Priority Pass, Dreamfolks lounge program, and Master airport lounge program. | | International Lounges | Complimentary unlimited access to international airport lounge via Priority Pass, Dreamfolks lounge program and Master airport lounge program. | | Fuel Surcharge Waiver | 1% of total transaction on fuel up to INR 4000. | | Insurance Benefits | Personal Air Accident Cover: INR 3 Crores
Credit Shield: INR 50,000
Counterfeit Card Liability: INR 50,000
Lost Card Liability: INR 50,000
Account Takeover Cover: INR 50,000
Purchase Protection: Up to 90 days - INR 40,000
Travel Insurance (for international travel only)
Loss of Travel Documents: USD 500
Baggage Insurance: Up to INR 25,000
Delay in Receiving Checked-in Baggage: USD 300 (for delays over 12 hours)
Loss of Checked-in Baggage: USD 1200
Missing Flight Due to Trans-shipment: USD 300
Flight Delay: USD 250 for more than 12 hours
Plane Hijacking: USD 250 / hour for up to 12 hours . | | Reward Rate | 1 point, that is 0.25 INR. | | Golf | Complimentary unlimited golf rounds at both domestic and international golf courses across 90 countries. | | Movie And Dining | Up to 4 complimentary tickets per month on Buy 1 Get 1 offer of Bookmyshow. Ticket price is not capped under this offer.
25% discount on dining bills at Taj Restaurants.
At any partner restaurants under the ICICI Banks Culinary Treats Program over 2500 restaurants, 15% discount is given.
Additional discounts are given at ITC and partner hotels with Club ITC Culinaire membership.
A minimum discount of 15% on a curated selection of over 2500 of India's finest restaurants. | | Brand Rewards | - You can redeem ICICI Reward Points on Bvlgari
- You can redeem ICICI Reward Points on Paco Rabanne
- You can redeem ICICI Reward Points on Calvin Klein
- You can redeem ICICI Reward Points on Carrera
- You can redeem ICICI Reward Points on Guess
- You can redeem ICICI Reward Points on Ferrari
- You can redeem ICICI Reward Points on Dunhill
| | Redemption Process | You can call ICICI Bank customer care(080-40146444) for Cash Redemption and the equal amount of cashback will be credited within 7 days.
You can call ICICI Bank Customer Care(1860-258-5000) for merchandise or gift redemption and the gift will be sent within 10 days.
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| Fee | | Joining Fee | INR 1,25,000 + GST | | Renewal Fee | INR 10,000 + GST | | Fee Waiving | If the annual fee exceeds INR 25,00,000. | | Forex Markup | 3.50% on foreign currency transactions. | | Cash Advance Charges | Not Applicable | | Reward Redemption Fee | Not Applicable | | Interest Rates | 3.40% | | Cash Withdrawal Fee | Not Applicable | | Over Limit Penalty | Higher of INR 500 or 2.50% of the amount. | | Card Replacement Fee | INR 100. | | Min. Repayment Amount | Not Applicable | | Late Payment Fee | Nil for amounts less than INR 100
INR 100 for amounts between INR 100 – INR 500
INR 500 for amounts between INR 501 – INR 10,000
INR 750 for amounts above INR 10,000. | | Reward Points Cap | Not Applicable | | Cash Advance Limit | Not Applicable |
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| Pros | 1. You can get high-end lifestyle benefits, inclusive of private islands, yachts, jets and more.
2. You can get a comprehensive Insurance Coverage.
3. You can get many reward options including global brands and air miles.
4. You can get the access of unlimited golf rounds and airport lounge.
5. You can get benefits of exclusive dining and hotel memberships.
6. You can get complimentary golf lessons and movie tickets.
7. You can get the benefits of personal concierge services for 24*7.
8. You can get priority services, including a dedicated relationship manager.
9. You can get 6 PAYBACK Points on spending abroad through the card.
10. You can get 3 PAYBACK Points on spending within India through the card.
11. Cardholders get the benefit of scheduled appointments with doctors, physicians, dentist and at hospitals also.
12. You can get the benefit of Auto Assistance in some selected cities.
13. You can get the facility of Auto Debit for payments.
14. You get Purchase Protection up to 90 days for INR 40,000.
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| Cons | 1. Joining and Renewal fees are high.
2. The benefits of the card is not available for general public, you can get it through invitation only.
3. Insurance benefits are connected to international travel only.
4. Forex Markup and late payment charges are comparatively high.
5. Jewelry is not covered under Purchase Protection.
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| Welcome Benefits | You will be rewarded with a joining gift of MacBook Air MMGG2HN/A worth ₹75,000 .
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| How to Apply |
- Through invitation only, likely coordinated by a Relationship Manager
Mandatory Documents Required
- For Salaried: Latest salary slips, Form 16, bank statements.
- For Self-employed: Income proof, statement of accounts, proof of business.
- General: Completed application form, passport-size photographs, proof of identity (PAN, Aadhaar, passport), proof of residence (utility bills, driving license, PAN, Aadhaar).
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| Eligibility |
- Invitation only.
- Minimum age: 21 years; Maximum age: 60 years.
- Add-on age limit: 15 years.
- Must have a stable source of income and a good credit score (750 or above).
- 5.Indian nationality required.
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| Documents and Links | |
| Customer Care | - For cash redemption: 080-40146444 , For merchandise/gift redemption: 1860-258-5000
- https://www.icicibank.com/nri-banking/RHStemp/contact-us.page
- https://www.icicibank.com/ms/Personal-Banking/cards/consumer-cards/credit-card/diamant/home.html
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