| Card Name | Edge Credit Card by CSB Bank |
| Issuer | CSB Bank |
| Other Names | The 3-in-1 credit card, Edge CSB Bank RuPay Credit Card, Jupiter Edge CSB RuPay Credit Card. |
| Card Network | Rupay |
| Rewards | | Online | You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining.
1 reward point for every INR 50 spent, 5X rewards on top 2 spend categories with one card feature. | | Offline | You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining.
You can get 0.4% cashback on all other spends. | | Max Savings | 3000 | | Other Rewards | 1. You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI.
2. Your earned reward points never expire with One Card feature.
| | UPI Rewards | You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining.
You can get 0.4% cashback on all other spends.
You can get assured cashback on all UPI and credit card spends. | | Domestic Lounges | Not Applicable | | International Lounges | Not Applicable | | Fuel Surcharge Waiver | You can get surcharge waiver on the purchase of fuel between INR 400 - INR 3000 and INR 10 up to the purchase of INR 400. | | Insurance Benefits | Not Applicable | | Reward Rate | You can get flat 2% cashback on the category of choice between Travel, Shopping, and Dining.
1 reward point for every INR 50 spent, 5X rewards on top 2 spend categories with one card feature.
You can get 0.4% cashback on all other spends. | | Golf | Not Applicable | | Movie And Dining | You can get the benefit of flat 2% cashback if Dining is chosen as the category of choice. | | Brand Rewards | - You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Amazon
- You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Flipkart
- You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Swiggy
- You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI. on Zomato
| | Redemption Process | Rewards are visible and redeemable in the Jupiter app with no additional fees or cryptic points systems.
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| Fee | | Joining Fee | NIL | | Renewal Fee | NIL | | Fee Waiving | NIL | | Forex Markup | 3.5% | | Cash Advance Charges | 2.5% to 3.5% per month | | Interest Rates | 3.5% | | Over Limit Penalty | NIL | | Card Replacement Fee | INR 249 | | Min. Repayment Amount | Higher of INR 500 or 5% of the due amount | | Late Payment Fee | 2% of the amount due, subject to a minimum of INR 100
2.5% of the amount due, subject to a maximum of INR 1,000. |
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| Pros | 1. It is a lifetime free card, so you do not have to pay any joining fee.
2. You can get flat 2% cashback on the category of choice between Travel, Shopping, and
Dining.
3. You can get 0.4% cashback on all other spends.
4. Credit card payments are connected to the UPI payments.
5. You can get a welcome voucher of worth INR 250 on your first payment through UPI.
6. You do not need to pay charges for over limit.
7. You can get 5X rewards on the top 2 spend categories with One Card feature.
8. Your earned reward points never gets expired with One Card feature.
9. You can check your transparent and hassle-free cashback rewards in the Jupiter app.
10. Card is accepted all over India with RuPay and UPI.
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| Cons | 1. Interest rates are high on purchase transaction at 3.5% per month.
2. Forex Markup Fee is high at 3.5% per international transaction.
3. Information on additional benefits like lounge access, insurance, and other perks are very limited.
4. Late Payment Fee can rise up to INR 1,000.
5. Card Replacement Fee is high at INR 249.
6. No Insurance benefit is given to cardholders. |
| Welcome Benefits | You can get a welcome voucher of worth INR 250 from Swiggy, Amazon, Zomato, or Flipkart on the first payment through UPI.
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| How to Apply | Download the Jupiter App and apply for the card.
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| Eligibility |
- Should be of minimum 18 years.
- Both salaried and self-employed can apply.
- Basic eligibility is required for One Card.
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| Documents and Links | |
| Customer Care | |
