You can get 10% Scapia coins on every eligible online spending.
Offline
You can get 10% Scapia coins on every eligible offline spends.
Other Rewards
1. Flights and Hotels can be instantly redeemed on the Scapia App for 5 Scapia coins , or INR 1.
2. Get 10% back in Scapia coins for approved online and in-store purchase.
3. Get 20% back in Scapia coins when booking travel via Scapia app.
Domestic Lounges
Unlimited Access on a minimum spend of INR 5000.
Fuel Surcharge Waiver
1% up to the transactions of INR 5000
Insurance Benefits
NIL
Reward Rate
10 Scapia Coins for every INR 100 spent (5 Scapia Coins = INR 1)
Golf
Not Applicable
Movie And Dining
Not Applicable
Redemption Process
1. The account linked to the card must be active.
2. To get the free access of domestic airport lounges, cardholders must be active every month and the access will be activated 5 days after the billing date.
3. The spend-based criteria to get the benefit of unlimited access to airport lounges is INR 10,000.
Fee
Joining Fee
NIL
Renewal Fee
NIL
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Forex Markup
NIL
Reward Redemption Fee
NIL
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Interest Rates
3.49%
Cash Withdrawal Fee
Higher of INR 500 or 2.5% of withdrwan amount.
Over Limit Penalty
Higher of INR 500 or 2.5% of over limit amount.
Card Replacement Fee
INR 200
Min. Repayment Amount
5 % of purchases and 100% of over limit spend, EMIs due, charges & fees.
Late Payment Fee
Less than INR 100-0 INR 100 – INR 500-100 INR 501 to INR 5000-500 INR 5001 to INR 10000-600 INR 10001 to INR 25000-750 INR 25001 to INR 50000-950 More than INR 50000-1000
Cash Advance Limit
Up to 10% of card limit.
Pros
1. Forex Markup is 0% on all international transactions.
2. No requirement of paying joining and renewal fees.
3. You get 24*7 customer service benefits.
4. Cardholders can get 10% Scapia coins on every eligible online and offline purchase.
5. Cardholders can get 20% Scapia coins on booking travel via Scapia App.
Cons
1. You do not get any Insurance benefits.
2. You do not get reward points on any brands.
3. You do not get any welcome benefits.
Welcome Benefits
NIL
How to Apply
Go to the website and click on Apply Link.
Need to have documents like Aadhaar Card, Pan Card, Income Proof.
Eligibility
Should be of age group 23-60 years.
Should be Salaried or Self-employed.
Should have income of – Salaried ₹18,000 & Self-Employed ₹4 lakh.
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